One Lender For All Your Deals
You need fast funding, a consistent process and no loan limits. We're here for you.
Frequently Asked Questions
What types of loans does CapStack Loans offer?
CapStack Loans offers fix & flip loans, ground-up construction loans, long-term (DSCR) loans for stabilized residential properties, & rental portfolio loans for residential rental properties.
How quickly can I close?
We deliver some of the fastest turn times in the industry:
• Fix & Flip Loans: within 5-10 days
• Ground-Up Construction Loans: within 10-15 days
• DSCR Loans: within 5-10 days
• Rental Portfolio Loans: within 5-10 day
Will you lend to first-time investors?
Yes! We work with investors at all experience levels, even first-time investors. As you do more deals with us, your track record will help you qualify for better loan terms.
Can you finance 100% of my rehab costs?
Yes, we can finance 100% of your rehab costs!
What is the minimum down payment I need? How much will you finance?
If you're more experienced, we finance up to 95% of the purchase price + 100% of rehab costs, so you should have a 10% down payment. If you're just starting out, we finance up to 80-85% of the purchase price, so you should have a 20-25% down payment.
Is there a limit on the total amount I can borrow from CapStack Loans or a maximum number of loans?
No! We do not limit the number of loans or total dollars you have borrowed.
What credit score do I need to qualify?
We look for a minimum 660 FICO. A higher score can improve loan terms (more loan proceeds, better rate).
Do I need to prove my income or provide tax returns?
No, you won’t need to provide personal income documents (tax returns, paystubs etc ). Your credit history, down payment and the deal itself are what matter to us.
Typically, you’ll provide a loan application, credit authorization, bank statements (to show down payment funds), borrower entity documents, & property details (purchase contract, rehab budget, etc.) .
Can foreign nationals or overseas investors get a loan?
Yes, we welcome foreign nationals and overseas investors.
How do I start the loan application process?
1. Click the link now and get pre-approved
2. Complete the loan application
3. Receive your term sheet in a few hours, and start the closing process.
Frequently Asked Questions
CapStack Loans offers fix & flip loans, ground-up construction loans, long-term (DSCR) loans for stabilized residential properties, & portfolio loans for residential rental properties.
As soon as you meet all required conditions, we deliver some of the fastest turn times in the industry:
- Fix & Flip Loans: within 5-10 days
- Ground-Up Construction Loans: within 10-15 days
- DSCR Loans: within 5-10 days
- Rental Portfolio Loans: within 5-10 days
Yes, we can finance 100% of your rehab costs!
No, we do not restrict the number of loans or total dollars you have borrowed.
No, you won't need to provide personal income documents (tax returns, paystubs etc), your credit history, down payment and the deal itself are what matter. Typically, you'll provide a loan application, credit authorization, bank statements (to show down payment funds), an entity document, & property details (purchase contract, rehab budget, etc.).
Yes! We work with investors at all experience levels, even first-time investors. As you do more deals with us, your track record will help you qualify for better loan terms.
We look for a minimum 640 FICO. A higher score can improve loan terms (more loan proceeds, better rates).
We generally finance up to 75-80% of the purchase price + 100% of rehab costs, so you should have a 20-25% down payment. If you are more experienced, we can offer higher loan amounts.
Yes, we welcome foreign nationals and overseas investors.
1. Get prequalified
2. Complete the application
3. Receive a term sheet or quote within a few hours, and start the closing process.
INSTANT PRE-APPROVAL IN JUST A FEW CLICKS
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